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Medicare is a federal health insurance program. There are several parts of Medicare coverage:
Part A covers inpatient hospital services, skilled nursing, hospice and home health care.
Part B covers outpatient medical services, home health care, durable medical equipment and preventive services.
Part C (Medicare Advantage) is offered by private companies and covers services under A, B, and D
Part D provides prescription drug coverage
Medicare Supplement (Medigap): Extra insurance offered by private companies that can help pay your share of costs in Original Medicare.
"Original Medicare" includes Medicare Part A and Part B.
Generally, Medicare Part A covers:
Inpatient care in a hospital
Skilled nursing facility care
Nursing home care (does not include custodial or long-term care)
Hospice care
Home health care
Medicare Part B covers medically necessary outpatient services and preventive care.
Generally, Medicare Part B covers:
Outpatient medical services
Preventive services
Ambulance services
Durable Medical Equipment (DME)
Mental healthcare including inpatient, outpatient and partial hospitalization
Limited outpatient prescription drugs
Clinical research
Medicare Part D covers prescription drugs.
Each Part D plan has its own "formulary" or list of drugs that they cover. These formularies place drugs into different levels or "tiers". Drugs in each tier have different costs. In general, a drug in a lower tier will cost less.
Many beneficiaries choose to enroll in a Medicare Advantage (Part C) or Medicare Supplement (also called Medigap) plan to replace their benefits provided under Original Medicare. These plans can offer lower costs, more flexibility and additional benefits not provided under Original Medicare.
Call us at (888) 322-1096 (TTY: 711)
Medicare is a federal health insurance program that is available for eligible individuals age 65 and older (or those under 65 with certain disabilities or conditions).
Medicaid is coordinated at the State level and provides health insurance coverage and other benefits for those with limited income or resources.
Medicare is a federal health insurance program that is available for eligible individuals age 65 and older (or those under 65 with certain disabilities or conditions).
Medicaid is coordinated at the State level and provides health insurance coverage and other benefits for those with limited income or resources.
Call: (888) 322-1096 (TTY: 711)
Email: support@seniorguard.com
Not affiliated with the U. S. government or federal Medicare program.
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