Medigap plans provider coverage for copays, coinsurance and deductibles.

Medigap plans may cover most or all coinsurance costs for:

• Inpatient hospitals

• Skilled nursing facilities

• Hospice care

• Part-time home health services

They may cover coinsurance or copay costs for Part B medical services and equipment including:

• Doctors visits

• Outpatient procedures

• Durable Medical Equipment

• Lab work

There are several important advantages provided by Medigap plans including:

• Nationwide coverage - your plan is accepted anywhere that takes Medicare

• No networks or prior authorizations - you can choose any doctor or hospital that accepts Medicare

• No referrals required to see specialists

• No claims paperwork - all claims are filed automatically on your behalf